Many people refer to this term as adding comprehensive and collision to an auto policy in addition to liability coverage, however, without a proper conversation uninsured motorist, medical payments, car rental and emergency road service could easily be over looked. There’s a wide variety of misconception surrounding the term because it’s not an official insurance term.
What you need know know when renting a vehicle. You’ve got options! Whether your looking for the lowest price or the best coverage, we’ve got your back.
Learn more about what an umbrella policy can help you protect, and why you may have a gap without it. Many families are at risk, don’t put your financial future at risk, discuss coverage options with a local professional.
Some things are worth skipping out on, gap insurance is not one of them. We always recommend purchasing after shopping price and options, as resale value drops significantly when a new vehicle is drive off the lot. It’s a great way to you close the gaps between your auto policy and loan balance in the event of a total loss.
Ever wonder why the coverage on your roof may seem different than that of your neighbor? There could be many different reasons, but Alexis highlights some of the most common. For example, normal wear and tear, replacement cost versus actual cash value, extent of damage and other variables.
Let’s talk rates! Insurance rates vary from person to person for a multitudes of reasons, there are thousands of variables that go into rating, many of the commonly discussed being driving and claims history. However, credit— costs for parts and labor, claims frequencies, vehicle safety, etc... play large roles in what you’re paying. Learn more from Alexis and her team.
Liability coverage is offered on most insurance policies. It’s the financial protection from a lawsuit up to your covered limits. Alexis explains the importance of increased coverage to prevent from direct financial impact.
Are your toys covered? Many people don’t realize they need a separate policy for recreational items likes, boats, ATV’s and other high dollar toys for the family to enjoy. It’s important to protect your investment!